Interest Rates current as of August 28, 2008
SussexBank offers many types of credit services with a variety of terms, conditions and rates. The following are examples of our most frequently requested consumer loan rates. SussexBank makes every attempt to keep this page current, however rates are subject to change without notice.

To verify our rates on these and other credit services offered by the bank, please speak with a branch representative. For a listing of our addresses and phone numbers, visit our locations page.

SussexBank also offers a wide range of affordable financing solutions for businesses. To obtain a quote, please call Margaret Hennessy Post at 973-827-3726, ext. 154.

Use a loan calculator to determine the monthly payments of your loan.

Click on the links below to find out more about each Account's Interest Rates.
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Home Equity Lines of Credit
Home Equity Lines of Credit
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Lines Available Repayment Term APR As Low As:
$10,000 - $300,000
180 mo draw & 180 mo repay

Wall St. Journal Prime (WSJP) minus 1.75% for the first 6 months.

Thereafter, WSJP not to exceed 16%

Important Information:
APR indicated is for 1-2 family New Jersey owner-occupied homes. Maximum LTV is 80%. Property insurance is required and flood insurance may be required. The APR is variable, and is equivalent to the highest Prime Rate published in the Wall Street Journal Prime Rate, and becomes effective the first business day after statement cut-off. Maximum APR is 16%. Interest may be tax-deductible, but please consult your tax advisor. Subject to credit approval.

Home Equity Loan
Home Equity Loan
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Annual Percentage Rate = APR

Loans Available Repayment Term APR As Low As:
$5,000.00 - $250,000
60 months 5.50%
$250,000.00 +
60 months 5.75%
$5,000.00 - $250,000
120 months 5.75%
$250,000.00 +
120 months 6.00%
$5,000.00 - $250,000
180 months 6.25%
$250,000.00 +
180 months 6.50%
$5,000.00-$250,000.00
60/360 Balloon 5.75%
$5,000.00-$250,000.00
120/360 Balloon 6.00%
$5,000.00-$250,000.00
180/360 Balloon 6.25%

Important Information:
APR's include a .50% reduction for automatic debit from a SussexBank personal checking/savings account. APR is fixed for the term of the loan. Payment example: At 5.50% APR, 60 monthly payments of $19.10 per $1,000 borrowed. For 1-2 family New Jersey owner-occupied homes. Interest may be tax-deductible, but please consult your tax advisor. Subject to credit approval.

Automobile Loans
Automobile Loans
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Annual Percentage Rate = APR

Auto Type Term APR
New Automobile
36 Months 6.00%
New Automobile
48 Months 6.25%
New Automobile
60 Months 6.50%
Used Automobile
36 Months 7.25%
Used Automobile
48 Months 7.50%
Used Automobile
60 Months 7.75%

Important Information:
APR's include a .50% reduction for automatic debit from a SussexBank personal checking/savings account. Subject to credit approval. Payment example: At 6.50% APR, 60 monthly payments of $19.57 per $1,000 borrowed.

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